2 months ago

Mortgage and refinance interest rates today, January 16, 2026: Annual rates plummet by 98 basis poin

Mortgage and refinance interest rates today, January 16, 2026: Annual rates plummet by 98 basis poin

Summary

These are today's mortgage and refinance interest rates. The 30-year rate has dropped by almost a full percentage point over the last year. Lock in your rate today.