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HELOC and home equity loan rates Saturday, January 24, 2026: Why now is a smart time to tap home equ

HELOC and home equity loan rates Saturday, January 24, 2026: Why now is a smart time to tap home equ

Summary

Today's HELOC and home equity loan rates have decreased. Home equity loan rates are nearing 7.5%, and HELOC rates are closer to 7%. Lock in your rate today.