910
11 days ago
Fintech Unicorn Moneyview Files DRHP For Over ₹1,500 Cr IPO
Summary
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Get featured, partner or work with India's #1 startup media & intelligence platform and explore what else Inc42 has to offer.
D2CX by Inc42 is a 12-week hands-on program to help you level up your D2C game. Learn from India's top 1% D2C founders and experts through actionable insights, proven strategies and tactics on how to 10X your D2C brand.
ManagementX by Inc42 – India’s first Startup Management Program is a 6-month hands-on program that will take you on an intense journey that shatters the outdated “employee mindset” and equips you with the “leader mindset”.
D2CX Foundations by Inc42 is a 6 week hands-on program to help you launch your D2C brand successfully and profitably. Learn from India’s top 1% of D2C founders & experts through actionable insights, proven strategies and tactics on how to launch a successful D2C Brand in 6 weeks.
Moneyview's IPO will comprise a fresh issue of shares worth ₹1,500 Cr and an offer for sale (OFS) of up to 13.61 Cr equity shares by existing shareholders
The net proceeds from the fresh issue will be used to support the growth of its lending business
The OFS will see cofounders and promoters Puneet Agarwal and Sanjay Aggarwal, along with investors like Accel, Ribbit Capital, Tiger Global, among others, sell their shares
Fintech unicorn Moneyview has filed its DRHP with the Securities and Exchange Board of India (SEBI) for an IPO.
The proposed IPO will comprise a fresh issue of shares worth ₹1,500 Cr and an offer for sale (OFS) of up to 13.61 Cr equity shares by existing shareholders.
The net proceeds from the fresh issue will be used to support the growth of its lending business. Of the ₹1,500 Cr, ₹650 Cr will be invested to drive growth in loan disbursals under default loss guarantee (DLG) arrangements and ₹450 Cr will be infused in NBFC subsidiary Whizdm Finance Pvt Ltd to augment its capital base.
The OFS will see cofounders and promoters Puneet Agarwal and Sanjay Aggarwal, along with investors like Accel, Ribbit Capital, Tiger Global, among others, sell their shares.
Founded in 2014, Moneyview runs a digital-first lending model that focuses on unsecured personal loans for underserved and new-to-credit customers. It partners with banks and NBFCs to originate loans through its app and website, while also lending from its own NBFC arm, Whizdm Finance.
The startup uses in-house credit scoring models and alternative data to assess borrowers, and earns revenue through interest income on loans disbursed from its own book as well as fees and commissions from partner-led loans.
Over time, it has expanded into adjacent financial products such as credit cards, BNPL and personal finance management tools to deepen user engagement and improve cross-sell.
Moneyview has raised over $250 Mn in funding to date from investors including Accel, Ribbit Capital, and Tiger Global, among others. The company entered the unicorn club in 2024 after raising $4.6 Mn funding round that valued it at over $1 Bn, amid a broader surge in investor interest in India’s digital lending and fintech space.
As per the DRHP, Moneyview’s assets under management (AUM) stood at ₹19,814 Cr as of December 31, 2025.
In FY25, the company reported revenue of ₹2,379 Cr and a net profit of ₹240 Cr. For the nine months ended December 31, 2025, it posted revenue of ₹2,409 Cr and a net profit of ₹245 Cr, exceeding its full-year FY25 numbers.
Moneyview said it accounted for around 11% of total digital unsecured personal loan sanctions in FY25. The startup claims to have a user base of over 12.5 Cr, with nearly 79% of users coming from tier II and smaller cities.
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ManagementX by Inc42 – India’s first Startup Management Program is a 6-month hands-on program that will take you on an intense journey that shatters the outdated “employee mindset” and equips you with the “leader mindset”.
D2CX Foundations by Inc42 is a 6 week hands-on program to help you launch your D2C brand successfully and profitably. Learn from India’s top 1% of D2C founders & experts through actionable insights, proven strategies and tactics on how to launch a successful D2C Brand in 6 weeks.
Stay ahead with the latest news, funding, startup financials, & governments policies on the hottest tech industries in the Indian startup ecosystem.
Get featured, partner or work with India's #1 startup media & intelligence platform and explore what else Inc42 has to offer.
Stay ahead with the latest news, funding, startup financials, & governments policies on the hottest tech industries in the Indian startup ecosystem.
Get featured, partner or work with India's #1 startup media & intelligence platform and explore what else Inc42 has to offer.
D2CX by Inc42 is a 12-week hands-on program to help you level up your D2C game. Learn from India's top 1% D2C founders and experts through actionable insights, proven strategies and tactics on how to 10X your D2C brand.
ManagementX by Inc42 – India’s first Startup Management Program is a 6-month hands-on program that will take you on an intense journey that shatters the outdated “employee mindset” and equips you with the “leader mindset”.
D2CX Foundations by Inc42 is a 6 week hands-on program to help you launch your D2C brand successfully and profitably. Learn from India’s top 1% of D2C founders & experts through actionable insights, proven strategies and tactics on how to launch a successful D2C Brand in 6 weeks.
Moneyview's IPO will comprise a fresh issue of shares worth ₹1,500 Cr and an offer for sale (OFS) of up to 13.61 Cr equity shares by existing shareholders
The net proceeds from the fresh issue will be used to support the growth of its lending business
The OFS will see cofounders and promoters Puneet Agarwal and Sanjay Aggarwal, along with investors like Accel, Ribbit Capital, Tiger Global, among others, sell their shares
Fintech unicorn Moneyview has filed its DRHP with the Securities and Exchange Board of India (SEBI) for an IPO.
The proposed IPO will comprise a fresh issue of shares worth ₹1,500 Cr and an offer for sale (OFS) of up to 13.61 Cr equity shares by existing shareholders.
The net proceeds from the fresh issue will be used to support the growth of its lending business. Of the ₹1,500 Cr, ₹650 Cr will be invested to drive growth in loan disbursals under default loss guarantee (DLG) arrangements and ₹450 Cr will be infused in NBFC subsidiary Whizdm Finance Pvt Ltd to augment its capital base.
The OFS will see cofounders and promoters Puneet Agarwal and Sanjay Aggarwal, along with investors like Accel, Ribbit Capital, Tiger Global, among others, sell their shares.
Founded in 2014, Moneyview runs a digital-first lending model that focuses on unsecured personal loans for underserved and new-to-credit customers. It partners with banks and NBFCs to originate loans through its app and website, while also lending from its own NBFC arm, Whizdm Finance.
The startup uses in-house credit scoring models and alternative data to assess borrowers, and earns revenue through interest income on loans disbursed from its own book as well as fees and commissions from partner-led loans.
Over time, it has expanded into adjacent financial products such as credit cards, BNPL and personal finance management tools to deepen user engagement and improve cross-sell.
Moneyview has raised over $250 Mn in funding to date from investors including Accel, Ribbit Capital, and Tiger Global, among others. The company entered the unicorn club in 2024 after raising $4.6 Mn funding round that valued it at over $1 Bn, amid a broader surge in investor interest in India’s digital lending and fintech space.
As per the DRHP, Moneyview’s assets under management (AUM) stood at ₹19,814 Cr as of December 31, 2025.
In FY25, the company reported revenue of ₹2,379 Cr and a net profit of ₹240 Cr. For the nine months ended December 31, 2025, it posted revenue of ₹2,409 Cr and a net profit of ₹245 Cr, exceeding its full-year FY25 numbers.
Moneyview said it accounted for around 11% of total digital unsecured personal loan sanctions in FY25. The startup claims to have a user base of over 12.5 Cr, with nearly 79% of users coming from tier II and smaller cities.
Unlock special offers and join 10,000+ founders, investors & operators staying ahead in India’s startup economy.
Unleash your potential by exploring unlimited articles, trackers, and playbooks. Identify the
hottest startup deals, supercharge your innovation projects, and stay updated with expert
curation.
Empower yourself with comprehensive playbooks, expert analysis, and invaluable insights. Learn
to validate ideas, acquire customers, secure funding, and navigate the journey to startup
success.
Access 75+ in-depth reports on frontier industries. Gain exclusive market intelligence,
understand market landscapes, and decode emerging trends to make informed decisions.
Stay ahead with startup and funding trackers. Analyse investment strategies, profile successful
investors, and keep track of upcoming funds, accelerators, and more.
Join a community of 10,000+ leaders & operators – unlock unlimited access to Inc42 stories,
videos, deals, member-only perks, and more.
Unlock unlimited access to 500+ monthly new stories and Inc42’s complete archive of
40,000+ stories.
Unlock unlimited access to 500+ monthly new stories and Inc42’s complete archive of
40,000+ stories.
Over $250,000 worth deals on software & tools to help your business scale up.
Network with industry leaders & operators with exclusive invites to Inc42’s
member-only virtual events
Enjoy an ad-free and clutter-free
experience as a member, focus on
what really matters to you
Your contribution will go on to
support and empower our unbiased
& data-driven journalism
Join 1000's of entrepreneurs, business leaders & makers and stay ahead with our sharp,
incisive & data-driven analysis on India’s tech and startup economy!
Unlock personalised stories, ad-lite reading, and exclusive newsletters on Inc42.
Tired Of Playing Catchup On Indian Tech?
Stay Ahead. Every Morning at 8
Get The Week’s Most Consequential Developments.
Inc42 In-Depth is your daily 9 PM newsletter with sharp insights from India’s startup economy.
Inc42 Moneyball is your Thursday newsletter on India’s venture capital trends. 4 PM sharp.
Inc42 Markets is your weekly newsletter on tech IPOs & startup stocks. Every Sunday
get access to a list of 200+ family offices betting big on startups
Get access to a list of Alma Mater Of India's Unicorn & Soonicorn Founders
Explore 75,000+ startups, 3,500+ investors, 25,000+ funding rounds and more. Build shortlists and export them instantly.
Login or create a free account to continue reading in private mode.
AI Description
Moneyview, a fintech unicorn, is preparing for an IPO with a significant capital raise. The IPO includes a fresh issue of shares and an offer for sale by existing shareholders.